POLi is able to provide consumers a convenient and affordable method of payment by operating a proxy. The proxy service means that the customers are simply accessing their original bank site via the POLi servers.
The proxy enables us to confirm the transactions complete. There are many other examples of this technique being used including Blackberry, Nokia, and Opera Mini who all proxy all traffic through their own servers including SSL traffic.
During a POLi transaction, no one can access or see your internet banking login credentials.
All communication via POLi takes place using HTTPS transport level security and no sensitive information is stored (not even cached).